Credit Card Benefits Tracker

Never miss a credit card benefit — and know which card gives you the most value.

Credit Card Benefits Tracker brings expiring card credits, reward rates, transfer partners and annual-fee value into one simple app. Track what you have used, get reminders for what remains, and compare cards using point values that match how you actually redeem.

TRACK CREDIT CARD BENEFITS
• Add the cards in your wallet and choose which benefits to track
• Follow monthly, quarterly, annual and cardmember-year credits
• Record full or partial redemptions, and undo mistakes
• Add custom cards and custom benefits when you need them

GET REMINDERS BEFORE CREDITS EXPIRE
• Turn on notifications benefit by benefit
• Choose how many days early you want to be reminded
• Set a minimum remaining balance for each reminder
• Choose silent or vibrate delivery

FIND THE BEST CARD FOR EVERY PURCHASE
• Compare the cards you own for groceries, dining, travel, gas and more
• Explore every supported card, not only the ones in your wallet
• Set your own value for points and miles
• Review reward rates, spending caps, activation rules and effective dates

KNOW WHEN YOUR CARD BENEFITS CHANGE
• Get alerted when an issuer changes a benefit or a reward rate
• Choose which of your cards you want watched
• Watch cards you do not own yet, before you apply
• See what changed, when it takes effect, and the official source

SEE IF AN ANNUAL FEE PAYS FOR ITSELF
• Compare annual fees against the value you actually redeemed
• See confirmed, still-available and expired value separately
• Each card is measured over its own cardmember year, anniversary to anniversary
• Projected value is never counted as savings

WHAT IS FREE, AND WHAT IS PRO
• Free: up to five cards, benefit tracking, expiry reminders, best-card picks across every supported card, and annual-fee reports
• BenefitTrove Pro: unlimited cards, change alerts sent to your phone, watching cards you do not own yet, and setting your own value per point for points and miles
• Pro is $3.99 per month or $29.99 per year, with a 3-day free trial for eligible new subscribers. Payment is charged to your Google Play account. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel in Google Play > Subscriptions.

PRIVATE BY DESIGN
• No account and no sign-in
• No bank connection and no card numbers, ever
• Your wallet stays on your device and in your own Google backup — never on our servers

Credit card benefits, reward rates and terms can change. Always verify eligibility and current terms with the card issuer. Credit Card Benefits Tracker is independent, is not affiliated with any card issuer, and does not provide financial advice.

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